We're Here to Help You Understand

We offer comprehensive auto insurance coverage including liability coverage for injuries and property damage, collision protection for accident damage, comprehensive coverage for theft and natural disasters, uninsured motorist protection, personal injury protection, roadside assistance, and rental car reimbursement. Each type of coverage serves a specific purpose in protecting you on the road.

While not required everywhere, uninsured motorist coverage is highly recommended. It protects you if you're hit by a driver without insurance or someone who flees the scene. Many drivers on the road don't carry adequate insurance, so this coverage ensures you're protected even when others aren't responsible. It provides peace of mind without adding much to your premium.

Several factors influence your premium including your driving record and history of claims, the type of vehicle you drive and its safety features, where you live and park your car, your age and years of driving experience, your coverage limits and deductibles, and your annual mileage. Maintaining a clean driving record and choosing a vehicle with good safety ratings can help keep your premiums lower.

Yes, you can insure multiple vehicles under one policy, and doing so often qualifies you for a multi-vehicle discount. This makes managing your insurance simpler and can save you money. Each vehicle on your policy can have different coverage levels based on its value and how you use it.

Filing a claim is straightforward. Contact us immediately after an incident through our website, or phone. Provide details about what happened, take photos if possible, and gather information from any other parties involved. Our claims team will guide you through every step, from getting your car repaired to resolving the claim quickly and fairly.